Closing Checklist

The following is a list of what a buyer/seller should bring to a closing:

Buyer

• A certified check, made payable to Watermark Title Agency, for the amount specified by your loan officer;
• Personal checkbook, for any charges which may arise at the closing table;
• VALID Photo identification (passport, driver’s license, or state-issued identification card);
• A list of residency for the past ten years;
• If proof of a sale of your present home is required by your new lender, please bring the signed HUD-1 Settlement Statement and a copy of the Warranty Deed from your prior closing.
• You will want to contact all of your desired utility companies in advance, in order to have service setup for the date of your closing – e.g. Centerpoint Energy, Xcel Energy, Comcast, water/sewage/refuse, etc.;

Seller

• VALID Photo identification (passport, driver’s license, or state-issued identification card);
• Keys and garage door opener(s);
• If married, your spouse is required to attend the closing;
• If more than one owner, all owners need to attend closing;
• A list of residency for the past ten years;
• If major improvements have recently been made to your home, a SWORN CONSTRUCTION STATEMENT AND LIEN WAIVERS must be submitted at least 3 days prior to closing; and

Please contact all utility companies servicing your property to arrange for final readings and to close out the billing accounts.

Checklists created by Watermark Title, a Minneapolis MN Closing Company.